Ceed Sportswagon Plug-in Hybrid

KIA ACCESS – PERSONAL CONTRACT PURCHASE

Personal Contract Purchase or PCP, is a flexible and popular plan that provides you with the option to change your car on a regular basis.

How does it work?

At the start of the agreement we’ll set an optional final payment for your car, this will be based upon your chosen agreement term and approximate annual mileage.

You pay a deposit and then make monthly repayments based on the outstanding loan balance less the optional final payment.

At the end of the monthly repayment period you’ll have three options:

What else do I need to Know?

• Typical repayment periods are over 25 or 37 months.
• The optional final payment is based on your repayment period and mileage. This can be set from 6,000 to 30,000 miles per annum.
• The car can be up to 47 months old and 50,000 miles at the start of the agreement and must not exceed 84 months/ 100,000 miles at the end of the agreement.
• A maximum of 50% deposit is allowed and the minimum loan amount is £3,000.
• You will not own the vehicle until all monthly repayments are made, including the optional final payment.

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KIA CONDITIONAL SALE

Conditional Sale is a simple and traditional way to finance your car over a fixed period for a fixed monthly amount.

How does it work?

• You pay a deposit then make regular monthly repayments to repay the balance, it’s that simple.
• As your interest rate is fixed you’ll know exactly how much you’ll repay at the outset of the agreement.
• Only once all monthly repayments have been made will you own the car.

What else do I need to know?

• The minimum loan amount is £3,000. Repayment periods can vary from 12-60 months, with a minimum deposit requirement of 0% (criteria may vary dependant on campaign programmes).
• The car must not be more than 12 years old at the end of the agreement period.